Customized services for all your needs

Tailored mortgage solutions to guide you through every step of your journey — whether it's a first purchase, refinancing, or an investment project.

services_page

OUR MORTGAGE SERVICES

We offer a comprehensive range of mortgage services to guide you through each step of your mortgage journey.

Buy your first property

We guide you through the process of buying your first property, helping you understand the available options and getting the best rate.

  • Pre-approval
  • Advice on programs
  • Customized guidance

Mortgage Refinancing

Optimize your current mortgage to free up funds, reduce monthly payments or finance important renovations.

  • Access to net value of your property
  • Consolidation of high-interest debt
  • Financing of important projects

Mortgage Renewal

Get the best conditions when renewing your mortgage, without stress or administrative hassles.

  • Negotiation of best rates
  • Review of your financial situation
  • Comparison of market offers

Real Estate Investment

Finance your real estate investment projects with tailored solutions to your long-term growth goals.

  • Location-based real estate financing
  • Portfolio growth strategies
  • Rentability analysis

Consolidation of Debt

Consolidate your debt at high-interest rates into a single mortgage at favorable rates to save your money.

  • Monthly payment reduction
  • Simplification of your finances
  • Substantial interest savings

Mortgage Insurance

Protect your investment and family with customized insurance solutions tailored to your mortgage.

  • Mortgage life insurance
  • Protection in case of injury
  • Protection in case of serious illness

WHY CHOOSE A MORTGAGE BROKER?

Discover the benefits of working with a mortgage broker for your next real estate mortgage.

1

Access to multiple brokers

Unlike banks that only offer their own products, we have access to over 25 financial institutions to offer you the best options.

2

Negotiation of best rates

We negotiate with your name to get the best rates and favorable terms that you wouldn't get alone.

3

Free and without obligation

Our services are generally free for you, as we are paid by mortgage lenders when a mortgage is finalized.

4

Expertise and personalized advice

Get expert advice tailored to your unique situation and an ongoing support throughout the process.

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PROCESS

A simple and effective process to guide you through each step of your mortgage loan.

1

Initial consultation

We discuss your needs, goals, and financial situation to understand your project.

Duration: 30-60 minutes
  • Assessment of your needs
  • Analysis of your credit capacity
  • Presentation of available options
consultation
collect
2

Collect Documents

We gather the necessary documents to prepare your mortgage application.

Customized list based on your situation
  • Identity documents and personal documents
  • Proof of income and employment
  • Information on your assets and liabilities
3

Negotiation and Search

We search for the best offers from our financial partners and negotiations with your name.

Access to more than 25 financial institutions
  • Comparison of available offers
  • Negotiation of rates and conditions
  • Presentation of best options
negociation
approbation
4

Approval and Finalization

We assist you until the final approval and signature of documents at the notary.

Support continues until finalization
  • Obtaining final approval
  • Coordination with the notary
  • Final documents signature

Ready to start your mortgage journey with us?

Start the process

TESTIMONIALS

Discover what our clients say about their experience with Haithem Hachicha

Ngamani Thierry

Service excellent

Marie-Hélène Bergeron

Excellent service! Hachicha répond rapidement et donne des réponses claires précises à nos questions. Il est patient et affable. Il négocie les meilleurs taux pour nous… (Translated by Google) Excellent service! Hachicha responds quickly and provides clear and precise answers to our questions. He is patient and friendly. He negotiates the best rates for us…

Hugo Boyer

Excellent service, rapide et efficace. Accessible et facile à rejoindre en tout temps. Ne compte pas ses heures au travail. On a l'impression qu'il travaille réellement pour nous. Nous vous recommandons Monsieur Haithem Hachicha sans aucune hésitation... (Translated by Google) Excellent service, fast and efficient. Accessible and easy to reach at any time. He doesn't watch the clock. You really feel like he's working for you. We recommend Mr. Haithem Hachicha without hesitation.

Mohamed Aici

J’ai été conseillé par Haithem pour l’achat d’une première propriété. Il est sérieux,professionnel et très jovial. Je vous le recommande fortement! (Translated by Google) Haithem advised me on the purchase of my first property. He is serious, professional, and very cheerful. I highly recommend him!

Meriem Babbou

Meriem Babbou

Haythem est l'une des meilleures références avec lesquelles je n’ai jamais travaillé. Tous mes clients sont tellement satisfaits de son service de sa pro radioactivité et de ses compétences et les pédagogue. Prends le temps d’expliquer chaque étape et rend un des processus les plus stressants de l’acquisition de propriété accessible facile et même agréable. Il travaille en toute transparence avec tous ses collaborateurs et cela rend la gestion de dossier tellement facile, je recommande à tous mes collègues, courtier immobilier de lui envoyer leurs référence ! (Translated by Google) Haythem is one of the best references I've ever worked with. All my clients are extremely satisfied with his service, his proactive approach, and his ability to explain things clearly. He takes the time to explain each step and makes one of the most stressful processes of property acquisition accessible, easy, and even enjoyable. He works with complete transparency with all his collaborators, which makes managing files so easy. I recommend that all my fellow real estate brokers send him their referrals!

Flo

Je ne peux que recommander Haithem. Il a été incroyable du début à la fin, toujours super patient est vraiment à l’écoute. Il a pris le temps de tout m’ expliquer, et a rendu le processus tellement plus simple. C’est rare de tomber sur quelqu’un d’aussi humain et efficace à la fois. Merci encore pour ton aide. Tu as vraiment été le best 🙌🏼 (Translated by Google) I can't recommend Haithem highly enough. He was incredible from start to finish, always super patient and a great listener. He took the time to explain everything to me and made the process so much simpler. It's rare to find someone so kind and efficient at the same time. Thanks again for your help. You were truly the best! 🙌🏼

randa ben youssef

Excellente expérience avec Haithem pour mon premier achat. Réactif, disponible et efficace, je le recommande vivement ! (Translated by Google) Excellent experience with Haithem for my first purchase. Responsive, available, and efficient, I highly recommend them!

Sara Bibeau

J'ai fait affaires avec Haithem pour mon refinancement. Il est efficace, donne des conseils pertinents et explique bien les options de financement envisageables. Il propose des solutions alignées avec nos besoins en prenant le temps de détailler les avantages et inconvénients de chacune des options. Il a également su négocier de belles conditions avec le prêteur pour mon dossier, donc je suis très satisfaite du résultat. (Translated by Google) I worked with Haithem for my refinancing. He is efficient, provides relevant advice, and clearly explains the available financing options. He offers solutions aligned with our needs, taking the time to detail the pros and cons of each option. He was also able to negotiate attractive terms with the lender for my application, so I am very satisfied with the outcome.

Amal Chelly

À retenir après notre expérience avec Haithem: Il défend vos intérêts comme si c’était les siens. Avec lui, vous savez que chaque décision est prise avec sérieux et sincérité. (Translated by Google) The takeaway from our experience with Haithem: He defends your interests as if they were his own. With him, you know that every decision is taken seriously and sincerely.

Sami Ernez

J’ai eu la chance de travailler avec Haithem pour mon prêt hypothécaire, et je le recommande sans hésiter ! Il a été à l’écoute, patient et toujours disponible pour répondre à mes questions. Grâce à son professionnalisme et à son accompagnement bienveillant, tout s’est déroulé simplement et sans stress. Un vrai plaisir de collaborer avec quelqu’un d’aussi humain et transparent. (Translated by Google) I had the chance to work with Haithem for my mortgage, and I recommend him without hesitation! He was attentive, patient, and always available to answer my questions. Thanks to his professionalism and caring support, everything went smoothly and without stress. It was a real pleasure to work with someone so compassionate and transparent.

Tom D

I used Haithem's service, and he was very courteous, very quick to answer any of my questions, and deliberate in the procedure. It was a nerve wracking process as a first-time homebuyer, but he helped alleviate a lot of stress, and found us an excellent rate. I highly recommend him to anyone, particularly new homeowners!

Alex Cloutier

J’ai trouvé Haithem très professionnel et patient. Comme je ne m’y connais pas beaucoup, il a pris le temps de répondre à toutes mes questions sans jugement. (Translated by Google) I found Haithem very professional and patient. Since I don't know much about it, he took the time to answer all my questions without judgment.

Yorel Hazout

Yorel Hazout

Excellent service ! Professionnel, efficace et toujours disponible pour répondre à mes questions. Le processus a été simple et rapide, et j’ai obtenu un très bon taux. Je recommande fortement ! Merci Haithem (Translated by Google) Excellent service! Professional, efficient, and always available to answer my questions. The process was quick and easy, and I got a very good rate. I highly recommend them! Thank you, Haithem

Sirine Kasmi

Sirine Kasmi

Très bonne première expérience avec Haïthem. Même si je n’ai pas encore finalisé d’achat, j’ai énormément apprécié son professionnalisme, sa disponibilité et surtout son engagement dans l’étude détaillée de mon dossier. Il prend vraiment le temps d’analyser chaque situation avec sérieux et transparence. Je recommande sans hésiter ! (Translated by Google) A very positive first experience with Haïthem. Even though I haven't finalized a purchase yet, I greatly appreciated his professionalism, availability, and especially his commitment to thoroughly reviewing my case. He truly takes the time to analyze each situation with seriousness and transparency. I highly recommend him!

Charles-Étienne Gosselin

Excellent service de la part d’Haithem. Quelqu’un qui s’intéresse réellement à ses clients et qui met beaucoup d’efforts pour leur trouver les meilleures possibilités. Toujours disponible pour répondre aux questions et très rapide dans ses suivis. On sent qu’il est vraiment impliqué et qu’il veut le meilleur pour les gens avec qui il travaille. Je suis extrêmement satisfait de mon expérience et je le recommande fortement. Merci encore pour tout ! (Translated by Google) Excellent service from Haithem. He genuinely cares about his clients and puts a lot of effort into finding them the best options. He's always available to answer questions and very quick to follow up. You can tell he's truly invested and wants the best for the people he works with. I'm extremely satisfied with my experience and highly recommend him. Thanks again for everything!

Joanie Lesperance

Haithem est le courtier hypothécaire par excellence; rassurant, disponible, compétent et honnête. Nous sommes très heureux d’avoir eu ses conseils pour l’achat de notre première maison et nous n’hésiteront pas à nous diriger vers lui pour nos futurs projets! (Translated by Google) Haithem is the perfect mortgage broker; reassuring, available, competent, and honest. We are very happy to have had his advice for the purchase of our first home and we will not hesitate to turn to him for our future projects!

Yannick Fondop

Merci pour ton efficacité prouvée. Ma famille et moi sommes heureux d'avoir acquis cette propriété grâce à ton talent exceptionnel. Un gros merci (Translated by Google) Thank you for your proven efficiency. My family and I are delighted to have acquired this property thanks to your exceptional talent. A big thank you.

Hichem Ghrairi

Un énorme merci à mon courtier hypothécaire pour son accompagnement exceptionnel. Il a tout mis en œuvre pour négocier mon prêt hypothécaire et obtenir la solution la plus avantageuse pour moi. Très disponible, réactif, et surtout axé sur des résultats concrets. Je le recommande sans hésiter ! (Translated by Google) A huge thank you to my mortgage broker for his exceptional support. He did everything he could to negotiate my mortgage and get me the best possible deal. He was very available, responsive, and above all, focused on achieving concrete results. I recommend him without hesitation!

mohamed ben romdhane

Excellent service du début à la fin. Très professionnel, disponible et à l’écoute. Il a su m’expliquer clairement toutes les options et m’obtenir les meilleures conditions possibles. Je recommande sans hésitation. (Translated by Google) Excellent service from start to finish. Very professional, available, and attentive. He clearly explained all the options and secured the best possible terms for me. I recommend him without hesitation.

Aymen Achour

Un service impeccable du début à la fin ! a su trouver le meilleur taux, mais surtout, nous a offert un accompagnement rassurant et d'une grande clarté. Tout a été réglé plus rapidement que prévu. Je recommande vivement pour quiconque cherche de l'efficacité sans tracas." (Translated by Google) Impeccable service from start to finish! They found the best rate, but more importantly, they provided reassuring and crystal-clear support. Everything was resolved faster than expected. I highly recommend them to anyone looking for hassle-free efficiency.

sabrine manai

Je suis très reconnaissante à vous monsieur « Haithem Hachicha » vraiment je ne trouve rien à dire à propos de votre engagement envers notre dossier qui grâce à vous était accepté et surtout votre patience et implication. Vous êtes vraiment un bon exemple d’un homme professionnel et bienveillant. Vraiment bravo! (Translated by Google) I am very grateful to you, Mr. Haithem Hachicha. I truly have nothing but praise for your dedication to our case, which was accepted thanks to you, and especially for your patience and commitment. You are a truly excellent example of a professional and caring man. Well done!

Hatem Abid

Nous avons eu une excellente expérience avec notre courtier hypothécaire Haithem Hachicha. Professionnel, disponible et très à l’écoute, il nous a accompagnés à chaque étape du financement avec beaucoup de transparence et de clarté. Grâce à lui, tout le processus s’est déroulé de façon simple et rassurante. Nous le recommandons sans hésitation. (Translated by Google) We had an excellent experience with our mortgage broker, Haithem Hachicha. Professional, available, and very attentive, he guided us through every step of the financing process with great transparency and clarity. Thanks to him, the entire process was simple and reassuring. We recommend him without hesitation.

Emeline Gros

Merci à Haithem pour son accompagnement précieux. Moi qui n'y connais pas grand chose en renouvellement hypothécaire, il a su me guider et faire le maximum pour obtenir le meilleur taux. J'ai vraiment apprécié son professionnalisme, sa générosité, sa patience et sa disponibilité. De rares qualités aujourd'hui 🙏 Je recommande ses services sans hésitation. Et j'y reviendrai dans le futur ! (Translated by Google) Thank you to Haithem for his invaluable support. As someone who doesn't know much about mortgage renewals, he guided me and did everything he could to get the best rate. I truly appreciated his professionalism, generosity, patience, and availability—rare qualities these days 🙏 I recommend his services without hesitation. And I will definitely use his services again in the future!

Valerie Deschamps

Haithem est très à l’écoute concernant les besoins de ses clients, son service est très apprécié (Translated by Google) Haithem is very attentive to his clients' needs, and his service is highly appreciated.

Chanelle Charles

Merci Haithem de nous avoir accompagné dans le montage financier de l'acquisition d'un immeuble à revenus. Nous avions des délais serrés et tu as su manœuvrer avec brio dans ce projet!!! (Translated by Google) Thank you Haithem for guiding us through the financial structuring of the acquisition of an income property. We had tight deadlines, and you navigated this project brilliantly!

Valerie dsr

Haithem est très à l’écoute concernant les besoins de ses clients, son service est très apprécié (Translated by Google) Haithem is very attentive to his clients' needs, and his service is highly appreciated.

Schedule an Appointment

Book a personalized consultation to discuss your mortgage needs and get tailored advice.

  • Personalized Consultation
  • Analysis of your situation
  • Expert Advice
SCHEDULE APPOINTMENT

Online Request

Complete our online form to start your mortgage application and speed up the approval process.

  • Simplified Process
  • Quick Response
  • Personalized Follow-up
MAKE A REQUEST